Mutual Funds A Mutual fund is a combination of many stocks and bonds. The mutual fund pools cash, giving the investor the ability to purchase small pieces of stocks, bonds, or a collection of assets, and simultaneously providing investors a cheap way to diversify and reap market gains, while still hedging against losses. Professionals manage the Read More
Stocks A stock is an investment; when you purchase a company’s stock, you’re purchasing a small piece of that company. The piece that you purchase is called a share. When you own stock in a company, you are a shareholder because you share in the company’s profits or losses. As a shareholder, you technically are part-owner of the company; Read More
The Big Picture: • The diversified approach will ward off the effects of the current volatility • Late year sell-off has created attractively priced US Equities • This is the longest expansion in history – 113 months from June 2009 There were three .25-point Federal Reserve (FED) rate hikes in 2018 – heated trade squabbles Read More
European Large Cap companies are European companies that are valued at 10 billion and above. To learn about how that valuation is calculated, visit our blog on large cap. The next question may be, what qualifies as a European company? Is it developed companies in the European region? Does that include Switzerland and the UK Read More
Many dream to own real estate, whether it be a property for rental income, a second home, store front, a hotel, shopping mall, or office building complex. But, having collateral and upfront funds to invest, develop, and manage is not an easy task. Adding liquid Real Estate or REIT’s to your investment portfolio Read More
Small-cap stand for “Small market capitalization”. Market Capitalization is the estimation of a company’s value or size through multiplying the number of shares outstanding times the share price of the stock. An example of this would be to look at Consol Energy- a Small-cap company. Consol Energy has 230 Million shares of stock priced at Read More
Large Cap stands for “Large market capitalization”. Market Capitalization is the estimation of a company’s value or size through multiplying the number of shares outstanding times the share price of the stock. An example of this can be demonstrated through looking at Walt Disney. Walt Disney has 1.544 Billion shares and the share price is Read More
An asset class is a categorization of assets by their similar financial characteristics, behaviors in the market, and laws and regulations to which they are subject. The main asset classes are stocks, or equities; bonds, or fixed income; and cash equivalents, or money market instruments. Different asset classes are used to vary portfolio investments because Read More
You’ve probably heard the phrase: “Don’t put all of your eggs in one basket” and maybe you wonder what that concept really means for your finances. Diversification is splitting your investments into different “baskets” in order to reduce the risk of losing all your “eggs” or money, if one basket falls or performs poorly. An Read More